When you’re looking for excellent rates on loan products, look no further – Methuen FCU have the competitive rates you’re looking for.

Effective: 3/1/2018

Personal Loan Rates
Loan Type APR* as low as Term
Personal Loan 8.00% up to $10,000 for 5 years


Auto Loan Rates
Loan Type APR* as low as Term
Auto Loan (New or Used) 1.99% up to 48 months
Auto Loan (New or Used) 2.25% up to 60 months
Auto Loan (New or Used) 2.99% up to 72 months
Auto Loan (New Vehicles Only!) 4.50% up to 84 months, minimum $35K borrowed with at least 10% down payment


Recreational Vehicles Loan Rates
Loan Type APR* as low as Term
Recreational Vehicles Loan 5.75% -


Education Loan Rates
Loan Type APR* as low as Term
Education Loan 4.00% 24 months
Education Loan 5.00% 36-48 months
Education Loan 6.25% 60-72 months
Education Loan 7.00% 84 months


Home Equity – Fixed Rate/Second Mortgage Rates
APR* as low as Term
3.25% 60 month/5 year
3.99% 120 month/10 year
4.25% 180 month/15 year
4.75% 240 month/20 year


Home Equity Lines of Credit

As low as 4.75% APR* Variable.

Max term could be up to 20 years.

First Mortgage

View Current Rates

FHA and VA loans available, purchase or refinance.

REMEMBER! New H.A.R.P. Loans are available for mortgages that are “Upside Down”.

Line of Credit (LOC) Loan Rates

As low as 11.00% APR*.

The Daily Periodic Rate of 0.010137 is used to calculate the finance charge. Maximum Credit Limit is $2500.00, minimum advance is $100.00 and minimum monthly payment is $100.00.

VISA Credit Card Rates

As low as 8.00% APR*.

Grace period for repayment of purchases and Cash Advances is 25 days. Average daily balance is used to calculate finance charge. No Annual Fee, No Cash Advance Fee. The Credit Union reserves the right to impose a fee of $20.00 for excessive replacement cards.

Example of typical extension of Credit:

$5,000.00 = amount financed
36 months @ 8.00% ANNUAL PERCENTAGE RATE
$158.79 per month

The Credit Union offers many special loan rates and terms many times throughout the year.
*APR = Annual Percentage Rate

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